LVR Home Loan Risk Settings Tighten As APRA Caps High Debt To Income Lending From February, Affecting High LVR Approvals
As APRA attempts to limit excessive debt-to-income lending throughout the banking industry, LVR home loan approvals will be subject to stricter risk controls starting in February 2026. During a time of increased housing demand, the restrictions are intended to enhance lending standards and slow the expansion of higher risk mortgages. The announcement arrives amid record…
