EZPAWN: Your Trusted Destination for Cash Solutions and Unique Finds

EZPAWN has been a cornerstone of the pawn industry since its inception in 1974 in Austin, Texas, offering accessible cash solutions and incredible deals on pre-owned merchandise. As a leading provider of pawn loans and retail services across the United States and Latin America, EZPAWN, under the umbrella of EZCORP, Inc., combines convenience, quality, and customer-centric values to deliver a unique shopping and lending experience. With over 500 locations, a robust online platform, and a commitment to sustainability, EZPAWN is the go-to destination for those seeking quick cash pawn or one-of-a-kind treasures.

A Legacy of Service and Growth

Founded as EZPAWN and Rentals, the company started with a mission to provide straightforward financial solutions and affordable pre-owned goods. Since its formation with 16 stores in 1989, EZCORP has grown into a powerhouse, operating over 1,100 stores as of 2021, with 516 in the U.S. (44% in Texas and 18% in Florida) and additional locations in Mexico, Guatemala, El Salvador, and Honduras. This expansion reflects EZPAWN’s dedication to serving cash- and credit-constrained consumers by offering pawn loans and a curated selection of pre-owned items, from jewelry to electronics.

EZPAWN’s growth has been marked by strategic acquisitions, including Pawn Plus and ASAP Pawn in 2008, Value Financial Services in 2009, and a significant stake in Cash Converters International, enhancing its global presence. Today, EZPAWN stands as the second-largest pawn shop operator in the U.S., listed on the NASDAQ and recognized on Fortune Magazine’s 100 Fastest Growing Companies in 2010.

Pawn Loans: Quick, Hassle-Free Cash Solutions

EZPAWN’s pawn loans are a cornerstone of its services, providing a fast and credit-free way to access cash. Customers can bring in valuable items—such as jewelry, electronics, tools, or musical instruments—for an in-store appraisal. The item is held as collateral for a non-recourse loan, typically spanning 30–60 days depending on local regulations, with clear repayment terms including interest and fees. For example, a $120 appraised item might require a $144 repayment (including 20% fees) within one month, with APR varying by state. If the loan isn’t repaid, EZPAWN sells the item to recoup losses, ensuring a no-pressure process for customers.

The EZ+ app enhances this experience, allowing customers to manage loans, extend terms (where available), and make payments from their smartphones. The app’s user-friendly interface ensures convenience, saving time and eliminating the need for in-store visits.

Shopping: A Treasure Hunt for Unique Deals

EZPAWN’s stores are a haven for bargain hunters, offering a diverse range of pre-owned, brand-name merchandise at 25–70% off retail prices. From high-end watches by Rolex and Cartier to electronics like smartphones, smart TVs, and gaming consoles, the inventory is refreshed daily with unique finds. Jewelry lovers can explore a vast selection of classic and timeless pieces, perfect for special occasions or personal style. Select locations also offer firearms, catering to first-time buyers and collectors with expert in-store guidance.

The thrill of the “treasure hunt” is central to the EZPAWN experience, with new items added regularly and an online shop at shop.ezpawn.com showcasing deals and new arrivals. All merchandise undergoes a quality grading process, and EZPAWN provides transparency about item conditions, backed by a 6-month return policy for online purchases and in-store pickups.

Innovative Services for Customer Convenience

EZPAWN goes beyond traditional pawn services with programs designed to enhance the customer experience:

• Layaway Program: Secure desired items with just 10% down and affordable payments, avoiding high credit card interest rates.
• Product Protection Plan: For a small fee, protect purchases like electronics with added confidence.
• Jewelry VIP Program: Offers 100% trade-in value on future jewelry purchases, making it easy to refresh your collection.
• EZ+ Rewards: Earn points by shopping, selling, or pawning, which can be converted into store credit. For example, 7,000 EZ Points unlock $70 in store credit.

These programs, combined with knowledgeable staff and a commitment to customer satisfaction, ensure a seamless and rewarding experience.

Sustainability Through Reuse and Recycling

EZPAWN champions environmental responsibility by promoting a circular economy. By buying and selling pre-owned items, customers reduce landfill waste and conserve resources used in manufacturing new products. In 2022 alone, EZCORP recycled over 5.6 million pre-loved items, contributing to a more sustainable future. This commitment resonates with eco-conscious consumers who value both savings and environmental impact.

Customer-Centric Values and Community Impact

EZPAWN’s mission is to make customers’ lives easier through exceptional service and fair dealings. With over 45 years in the industry, the company has earned praise for its friendly, professional staff and high-quality merchandise. Customer testimonials highlight EZPAWN’s attentive service, with one reviewer noting, “Very great customer service! Everyone who works here is friendly! I will continue to come back!”. Another customer, a 15-year patron, praised the “first-class” treatment and unbeatable deals.

EZPAWN’s community focus extends to its workforce, with a commitment to equal employment opportunities and a supportive work environment. The company recruits goal-oriented, sales-driven professionals to join its 500+ stores, fostering career growth and customer satisfaction.

A Trusted Name in Pawn and Retail

As part of EZCORP’s family of brands, EZPAWN continues to innovate and expand, with a digital presence through the EZ+ app and online shop, alongside its extensive network of physical stores. Its acquisition by FirstCash in 2021 further strengthened its position as a leading international pawn operator with over 3,000 locations. Whether you’re seeking quick cash, a unique find, or a sustainable shopping option, EZPAWN delivers with integrity and value.

Visit us to browse inventory, find a store near you, or explore the EZ+ app for seamless loan management. Discover why EZPAWN is “EZ” for a reason—offering cash solutions and deals that make a difference.